Terms of Service

Last updated 15 September 2026

These terms govern your use of NoCenterPay (the "Service"), operated by [LEGAL ENTITY NAME], registered in Estonia under registry code [CODE], at [ADDRESS] ("we", "us"). By creating an account you agree to them. If you do not, do not use the Service.

1. What the Service is

NoCenterPay is blockchain monitoring software. You give us a public blockchain address and an expected amount; we watch public ledgers and notify your server when a matching transaction confirms.

We do not receive, hold, transmit, exchange, or control funds or private keys at any point. We are not a payment institution, money transmitter, exchange, custodian, or wallet provider. Every payment moves directly between your customer and an address you control. We are a passive observer of information that is already public.

2. Your account

• You must be at least 18 and legally able to enter this agreement.
• You are responsible for everything done with your API keys. Keep them secret; rotate them if exposed.
• One person or entity per account. Do not share credentials.
• You must give accurate information and keep it current.

3. Addresses are yours

You are solely responsible for the addresses you register. We do not verify that an address belongs to you, that it is on the right network, or that you can access it. A payment sent to an address you cannot control is irreversible and is not recoverable by us.

We strongly recommend a fresh address per invoice. Reusing an address that receives unrelated transactions may cause an invoice to be marked paid by a transfer you did not expect.

4. Acceptable use

You may not use the Service to receive payment for, or in connection with:

• Child sexual abuse material, or any content sexualising minors.
• Human trafficking, forced labour, or exploitation.
• Weapons, explosives, or their components, where prohibited by law.
• Controlled substances sold unlawfully.
• Ransomware, malware, stolen data, stolen credentials, or hacking services.
• Fraud, phishing, fake goods, Ponzi or pyramid schemes.
• Laundering the proceeds of crime, or evading sanctions.
• Terrorist financing or violent extremism.
• Any activity illegal in your jurisdiction or ours.

We may suspend or terminate any account we reasonably believe is engaged in the above, without refund. We may report unlawful activity to the authorities. Because we hold no funds, suspension stops monitoring — it does not and cannot affect money you have already received.

5. Sanctions

You may not use the Service if you are located in, ordinarily resident in, or acting on behalf of a person in a jurisdiction subject to comprehensive EU or UN sanctions, or if you are a designated person under those regimes.

6. Plans, limits and payment

• Each plan includes a monthly volume limit, measured in USD at the rate recorded when each invoice was created.
• Volume counts confirmed payments only. Expired and test invoices do not count.
• Limits reset on the first day of each calendar month.
• Requests that would exceed your limit are refused until the reset or an upgrade.
• Subscriptions are paid in advance and are non-refundable, except where required by law.
• We may change prices with 30 days' notice. Changes do not affect a period already paid for.

7. What we do not guarantee

The Service is provided "as is". We do not warrant that monitoring will be uninterrupted, timely, or free of error. In particular, we do not guarantee that every payment will be detected, or that a webhook will be delivered, within any period or at all.

Blockchain networks, third-party node providers, and exchange-rate sources are outside our control. Chain reorganisations may reverse a transaction after we have reported it. You are responsible for reconciling against the blockchain before relying on any notification, and for verifying webhook signatures before acting on them.

8. Limitation of liability

To the fullest extent permitted by law, our total liability for any claim arising out of the Service is limited to the amount you paid us in the three months before the claim arose.

We are not liable for funds sent to a wrong, mistyped, or inaccessible address; for losses caused by a missed, late, or duplicated notification; for your customers' conduct; or for indirect, incidental, or consequential loss, including lost profit or goodwill.

Nothing here excludes liability that cannot be excluded under applicable law, including for fraud or wilful misconduct.

9. Termination

You may close your account at any time from the dashboard. We may terminate or suspend access for breach of these terms, for non-payment, or where required by law. On termination, monitoring stops and pending invoices are abandoned. Payment records are retained as described in the Privacy Policy.

10. Changes

We may amend these terms. Material changes will be announced by email or in the dashboard at least 14 days in advance. Continuing to use the Service after they take effect means you accept them.

11. Governing law

These terms are governed by the laws of Estonia. Disputes are subject to the exclusive jurisdiction of the courts of Estonia, except where mandatory consumer law gives you the right to bring proceedings elsewhere.

12. Contact

[EMAIL]